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The Small Business Planner Blog

The 3-Part Financial System Every Small Business Needs

The 3-Part Financial System Every Small Business Needs

Catherine Licari

Learn the essential 3-part system for small business finances: bank account structure, owner pay plan, and a monthly review routine. Simple, scalable, and stress-reducing.

How to Plan for Irregular Income as a Small Business Owner

How to Plan for Irregular Income as a Small Business Owner

Catherine Licari

Learn how to manage inconsistent revenue with a system that builds stability, protects your paycheck, and helps you stay in control—even when your income fluctuates.

Why Your Business Needs a Monthly Money Routine

Why Your Business Needs a Monthly Money Routine

Catherine Licari

Learn how a simple monthly money routine can transform your small business. Get clarity on income, expenses, profit, and pay — without overwhelm.

Business Bank Account Setup Mistakes That Cost Owners Thousands

Business Bank Account Setup Mistakes That Cost Owners Thousands

Catherine Licari

Avoid the most common small business bank account setup mistakes. Learn how to structure your accounts for clarity, confidence, and consistent owner pay.

How to Forecast Income with Bank Balances

How to Forecast Income with Bank Balances

Catherine Licari

Learn how to use your small business bank account setup to forecast income, track trends, and plan ahead — even if your revenue is inconsistent.

Personal vs Business Accounts: What You Can’t Afford to Mix

Personal vs Business Accounts: What You Can’t Afford to Mix

Catherine Licari

Learn why mixing personal and business finances is one of the biggest mistakes small business owners make — and how to fix it fast with a simple bank account setup.

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